In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

We analyzed costs and complaints about home insurance made to state departments of insurance to identify the cheapest home insurance. We analyzed home insurance rates across four dwelling coverage ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Home-insurance premiums hit a record high in June, dialing up the heat on homeowners’ budgets across America. In June 2026, the average single-family homeowner with a mortgage paid a record high of ...

It may not cause the sticker shock of last year’s whopping increase, but State Farm is set to raise homeowners insurance ...

Bamboo offers homeowners insurance in California and Texas and sells policies through independent agents rather than directly ...

While Florida is in a league of its own with homeowners paying $8,471 a-year for coverage, five states have averages above $5 ...

What do wind and water deductibles mean for homeowners' insurance in St. Petersburg, Florida? A HelloNation article featuring Insurance Agent Ben Feller explains how these deductibles affect claims, ...